Thursday, 27 October 2016

The Angry Husband -Part 2


Note. In August 2015, my blog " The Angry Husband" appeared. In the year or so that has since lapsed, the Husband  has become a hero, full of confidence and ambition. Read on "The Angry Husband - Part 2 "  below.

                             The Angry Husband  - Part 2

Ram Gopal’s immediate neighbour has a long standing dispute over a small patch of land in Ram Gopal’s backyard and makes it an issue at every conceivable opportunity. The previous patriarchs of Ram Gopal showed extreme patience and tried to convince the neighbour with documentary proof etc that he has no claim to the patch of land. Notwithstanding all these, the neighbour would take recourse to direct action like crossing the backyard fence in the night and throwing crackers to scare the family. 

In the be ginning, Ram Gopal kept his cool and pursued a policy of friendship. He even invited the neighbour to a function in his house and wished him on his birthday. But as the neighbour’s antics continued unabated, Ram Gopal’s patience wore off.  He thought of a plan to isolate the neighbour in the village community by personally explaining the unreasonableness of the latter’s claim to a portion of his land. Soon, he won the confidence of others in the village and, one night, to the surprise of everyone in his own house and definitely to that of the neighbour, he turned the water hydrant towards the neighbour’s backyard and completely waterlogged it.  Nobody in the village showed any concern for the loud breast- beating protest of the neighbour.


As a result of this daring action on his part, Ram Gopal’s image in his own home and in the village rose sky-high.  All  conceded that he was a man of action who would not deter to strike when the situation demanded. Ram Gopal’s self- confidence grew and he now clearly understood the dynamics of success and fame. He is now considering to contest the election for Municipal Chairman.

Tuesday, 23 August 2016

Whither India



The Indian citizen is a worried man today. He finds poor response to his need for a peaceful, happy and justice based life. As of  his wont, he first blamed the political leaders and used his power to change them through elections and found them no different from one another. His next target was the system of governance and the men who operate it- the beaurocrats; he found them in  nexus with politicians to deny him his rights and rewards. His faith and hope in judiciary failed him as he got vexed with its delay and procedures. In the absence of a public health -care system, the private hospitals and  practioners of medicine  fleecing him  through unwarranted and costly diagnostic tests and procedures . Last but not the least, the  chiefs and senior leaders of the armed forces, para-military and police, even when the nation is facing threat of infiltrators and militants, spend time in blame game both in operations and personal issues like promotion . Even in his food preferences,there is advisory as what not to eat, the women and girl children are not safe. 

Is there hope still for sunny days?

Tuesday, 2 August 2016

The GT Express of Yore - Travel or Travail?

 The GT Express of yore – Travel or Travail ?

The Grand Trunk Express was the only  train for Madrasis ( an omnibus term for all those hailing from south of Vindhyas) for travel to Madras and beyond from Delhi before other superfast trains like  Delhi – Chennai Tamilnadu Express, Rajdhani Express and Garib Rath Express, were introduced. The GT, as it was popularly called, is one of the oldest trains commencing operations on 1st January 1929. It takes 35.5 hours spread over two nights and a day for a distance of 2184 kms passing through 36 stations and eight states. Notwithstanding these impressive statistics, travel by GT in the fifties was a unique experience with no computerised reservation, provision of bed rolls, pantry car, air-conditioned sleeper accommodation
.
Preparation began with booking of tickets one week in advance, which actually meant that you went to the New Delhi Railway Station on the previous night of the day when of reservation opened and took/marked your position in the queue. There you met friends as well as made new friends and talked as per the wont of Madrasis about your respective departments/officers and Panjabi jokes. Knowing that nothing was to happen till 8.00 a.m. the next morning when the reservation counter opened, you whiled away the in half-sleep and going out to the shops outside the station on Kutab Road for tea or cigarette , duly informing the person next to you in the queue to keep your place.

When the window opened, the booking clerk would spend some 15 minutes or so talking to his colleagues and opening and closing big registers maintained train-wise and blanking off seats earmarked for outstation quota etc. When your turn came, he took your reservation slip and spent another 5 minutes trying to make out the  connecting trains from Chennai to your destination , often some village in South India with no railway station, e.g. Ganapati Agraharam  near Kumbakonam. He would finally give up and ask you for help and   you would jump at this unexpected great opportunity to exhibit  your deep knowledge of the Indian railway system and start  a discourse on the connectivity of Ganapati Agraharam. The Madrasi  trait  in you for meticulous  details  in your presentation would only add to the booking clerk’s  confusion  as  you reeled facts like “ there are two terminals in Madras, one the Central Station and the other Egmore , that all south bound trains are on metre gauge originating from Egmore, that the  nearest railway station is  Kumbakonam which is on the Main line to Rameshwaram and not on  the chord line via Villupuram” etc. To his question why then should you have asked for ticket to Ganapati Agraharam where there is no railway station, you would explain that you are travelling  on LTC and  Ganapati Agraharam is your declared  native  place for LTC and that you have to produce tickets booked up to that place. The Panjabi booking clerk would mutter some choicest abuse in his mother tongue with which you are conversant thanks to your years in Delhi.

Now the preparations at home. Since sleeper class those days were not fitted with cushioned berths but only wooden planks and railways did not provide bed rolls,  bedding constituted the most important and indispensable  item of luggage . You could make it as heavy as you pleased since it was not included in calculating the free allowance for luggage.  So, it  became the heaviest  luggage containing not just the jamakalaams, bedsheets, pillows, blankets ( razaais in winter) but other items like discarded/worn-out dresses and clothing such as kanjeevaram/cotton sarees, men’s shirts (with torn collar), trousers ( torn at folds at the heels) dhotis, frocks,  pajamas and so on. All nicely tucked in oversized “hold –alls” (a bedding accessary made of very thick canvas cloth and rolled to form like a drum and secured tight with leather belt). The old and worn out clothing were taken to exchange them for “ever- silver” (stainless steel) utensils in Madras as such exchange was not available in Delhi.   Even if, against 6 silk sarees, 3 full pants, 3 shirts  and so on , you got only a spoon and a “katori” , it was  a good bargain.

 The long journey entailed taking adequate supply of food, snacks, water and coffee. Large tiffin carriers with idlis laced with milagai podi and oil, puri with sookka aaloo subzi, chapati, tamarind rice, lemon rice, curd rice, appalam, vadaam, mor- milagai, and other pickles formed the menu. .Big thermos flasks for hot water for making baby food were a must if there were infants in the family travelling. My mother would also carry milk in glass bottles (Horlicks bottles were ideal for this) for adding to the curd rice on the second day of the journey since by then it would have turned sour. 

 Coffee decoction was taken in a separate bottle to mix with garam dudh enroute. Needless to say we also would carry sugar and salt.  There were no paper plates, cups and napkins those days and so we had to take stainless steel plates, spoons, tumblers and cloth napkins for cleaning.

For infants there would be the improvised “thooli” (hammock) in the moving space between opposite berths and a good supply of mopping cloth. 

Magazines like Ananda Vikatan, Kalki, etc,  but the oppressive heat made sleep as the only leisure activity on journey.  Though some brought transistors, they could not be played in the noisy background of the running train. Most families travelled in summer months during school vacation. All fun of travel was lost  from the afternoon of the second day when the train passed through the hot parts of the country like Nagpur and Andhra Pradesh. The fans in the coach  would either not work at all or at slow speeds. Taps in the toilets and wash basins would go dry or would not function. 

On(railway)line purchase was done at Nagpur station, where you could not avoid  getting cheated buying oranges. The basket of oranges you bought paying one third of the price quoted would have only one third of the fruits good , the other two-th irds, hidden in the bottom of the basket, being sour or rotten.     

 The Delhi “Surahi” was another indispensable item. Filled at every major junction, after a dash   to the water-tap located farthest from your coach, their necks were always narrow to permit direct   filling of water from the tap and therefore more water was  spilled than filled.  Also, most surahis would not make the full journey to Madras as they more often than not broke enroute, the water flooding the coach and soiling the underbelly of the huge trunk boxes (light moulded suit cases were not in vogue) and sometimes seeping inside.

There was always a couple of Delhi “Modas” to carry which were what your host family said they would be happy to get when you wrote to them about your trip and as  courtesy asked if they needed anything specific from Delhi . These modas were both stool type and chair type and heavens forbid if the latter were transported since they occupied all moving space in the coach.  Another favourite item requested by friends was the “Jaadi” (aka Barani) in different sizes, one fitting into another for storing pickles and making curd. Packing them to avoid breakage in transit was an art. 

The snacks were usually home- made stuff like thattai, barfi, etc., plus Delhi’s famous atta biscuits. They were all nicely packed in old oil tins fitted with lids on top. On the return trip from Madras, these tins were used for bringing condiments like ammami appalam, vadaam, maavadu, etc besides tamarind, soap- nut powder which were not easily available and costly in Delhi.

The hold- all had to be opened and packed each night to take bed linen out. While opening was easy, re-packing would prove a hard task since its width was more than the width of the berth and therefore things stuffed inside would move and hang outside the berth. Sometimes the leather strap would break and we had do make do with some dupatta or old saree to tie around the hold-all.

About an hour or so before the train reached Madras, it was time to spruce up ourselves with a wash of  face and limbs, all blackened by the smoke from the engine and dust. A change into clean clothes would be warranted.  But by this time the water in the coach would have been completely used up and so some dry cleaning had to done instead.

The anxiety to set foot on Madras would turn into frustration when the GT ran late most of the days. Delays in arrival at Madras were the rule and not the exception in its case.  GT was the reason of the famous old joke when it arrived sharp at 6.15.a.m one day to the surprise of everybody. Lo, it was the GT Express which should have arrived the previous day!


Nonetheless, the joy on everybody’s face when the train at last stopped at “Namm Voor” Madras and  your host received you on the platform  greeting  you with “ Vango, Vango” (Welcome, Welcome) put paid to all the travails of travel by GT.

Thursday, 14 January 2016

The Irony of Corporate Excellence

The Irony of Corporate Excellence

Public Sector Banks (PSBs) in India have shown phenomenal growth since their formation in 1969 and account for nearly 70% of the country’s  banking assets against 30% in other emerging economies .Yet they also have accumulated huge non-performing assets (NPAs) over the years. Their volume stood at Rs. 2.67 lakh crore as on 31.3.2015 from 2.16 lakh crores at the end of the previous year and accounted for 5.2 % of their advances ( 4.72% in the previous year). Non-performing and restructured loans are expected to exceed Rs. 500,000 crore . Finance Minister Arun Jaitley has called this increasing volume of NPAs as “unacceptable”.

NPAs are concentrated among some of  India’s biggest companies whose promoters  have taken loans, run their business into the ground and have not paid back the money they have borrowed (some even turning wilful defaulters)and  as Governor RBI Raghuram Rajan says “have no divine right to remain in charge of companies” .  According to RBI the share of large companies in the banks’ gross NPAs was 87.5% in September 2015 up from 78.2% in March.

In his New Year’s message to the staff, the RBI Governor  has exhorted them to be relentless in pursuit of wrongdoers, even if it meant holding the powerful to account. “It has been said that India is a weak state. Not only are we accused of not having the administrative capacity of fretting out  wrongdoing, we do not punish the wrong doer, unless he is small and weak. This belief feeds on itself. No one wants to go after the rich and well- connected wrongdoer, which means they get away with even more. If we are to have strong, sustainable growth, this culture of impunity should stop. Importantly, this does not mean being against the riches or business as some would like portray but being against wrongdoing”. Strong words indeed.

It is therefore ironical that awards are given to some of these big companies for excellence in performance under various categories. A  plethora of organizations like ASSOCHEM and FICCI as well as news and financial papers and magazines give such awards at glittering functions held in five star hotels . These awards have become so numerous and frequent  as to lose their significance. One is even led to suspect that some chiefs of companies may hanker after them. There is more or less  the same jury, the same few chiefs in the race and a few political bigwigs from the ruling party  which makes a mockery of the awards. Like the Padma awards  these too have lost their sheen and covetousness .

 One important criterion for these awards should be a check that a company is not loan defaulter to any bank , public or private, or financial institution. Loan defaults  and excellence awards  do not gel.